Many of us have slipped up and missed a payment at some point in our lives. However, if you have too many 30-90 day late payments showing up on accounts from your credit report, it could negatively affect your ability to get approved for a loan or cost you more in higher interest rates.
Regardless of whether you’re seeing late payments on a mortgage or auto loan or charge offs on a credit card or student loan, Dispute My Credit can help Counsel, Restore, and Educate you into better financial health by repairing your credit!
The first step to improving your credit and financial situation is to get current on payments to your accounts that have fallen behind. That’s because payment history accounts for 35% of your credit score! Accounts that are 30, 60 or 90+ days past due can be detrimental to your credit rating.
Fortunately, our financial experts at Dispute My Credit are trained to unearth and resolve any late payment related inconsistencies or inaccuracies that appear on your consumer credit report. In fact, after sifting through hundreds of thousands of credit reports, we find the vast majority of them have errors. Sometimes these errors are simple in nature. Others are serious enough to cause severe damage to your overall consumers credit score and prevent you from obtaining financing in the future or costing you with significantly higher interest rates than you might otherwise have.
Through Dispute My Credit’s credit repair services we offer extensive credit restoration and educational options through programs that are tailor-made for you.
We begin restoring credit scores from reported late payments by providing our clients with a free, no obligation credit analysis seen through the lens of one of our top credit experts. If we find any errors or inaccuracies on your credit report, we then use our nationally recognized 7-stage system to correct them.
If you have credit issues and would like a free review of your credit start by calling 1-888-799-7267