How A Proper Budget Can Help Your Credit Score
Budgeting is the process of creating a plan to spend your money. A proper budget allows you to identify where and how to spend your [...]
How Many Hard Pulls Are Too Many?
Whenever you apply for credit, a hard pull appears on your credit report. Granted, hard pulls aren't negative marks like late payments or charge-offs. However, [...]
Can You Get An Unsecured Credit Card With A Bad Credit Score?
Unlike other financing products, credit cards are much easier to qualify for. However, this doesn't mean just about anyone can get a credit card. Because [...]
What Is The Credit Score Range?
Credit scores are three-digit numerical representations of your creditworthiness. Or, in other words, the likelihood you'll repay a debt. And it's these scores that lenders [...]
What Is A “Fair” Credit Score?
Credit scores play a much larger role in one's life than most people realize. Yes, your credit score affects your ability to get a loan [...]
What Is A Soft Pull Credit Card?
Each time you apply for a credit card, your credit score drops off by a few points. And this is unfortunate considering that credit card [...]